Cover

Every part the Essential warranty protects.

One straightforward 12-month warranty — £1,000 per claim, as many claims as you need up to the value of your car, £75 + VAT labour rate. Here's exactly what's included.

Engine

  • Starter ring gear, flywheel, oil pump
  • Crankshaft, bearings & big end caps
  • Timing gears and chains
  • Camshafts, cam followers, bearings & journals
  • Rocker assembly, buckets, shims, collets, tappet gear
  • Inlet and exhaust valves, springs and guides
  • Pistons, rings, cylinder bores, con rods
  • Cylinder head and cylinder head gasket
  • Gudgeon pins and bearings, inlet manifold
  • Core plugs, rear main oil seal & timing cover oil seal
  • Exhaust brake — all parts

Excludes cracked/porous cylinder heads and bores, carbon deposits, skimming or pressure testing, timing belt tensioners, burnt-out valves.

Automatic Gearbox

  • All internal mechanical parts
  • Internal gears, gear levers
  • Sun and planet gears and carriers
  • Brake bands, valve block, pressure valves
  • Clutch steel discs and clutch drums (excluding friction linings)
  • Internal main shafts and pressure seals

Excludes external selector mechanisms, all electrical parts and oil leaks.

Manual Gearbox

  • All internal mechanical parts
  • Internal gears, synchromesh and hubs
  • Selector forks and shafts
  • Speedo drive
  • Bearings: input, output, layshafts and bushes

Excludes external selector mechanisms, all electrical parts and oil leaks.

Clutch

  • All internal mechanical parts
  • Clutch master cylinder (excluding frictional material)

Drive Shafts (FWD, RWD & 4WD)

  • Drive shafts including constant velocity joints
  • Housings, couplings & universal joints
  • Inner race cage and bearings
  • Half shaft bearings & shaft (RWD)
  • Outer driveshaft housing

Gaiters excluded.

Braking System

  • Brake master cylinder
  • Wheel cylinders, restrictor valve
  • Brake calipers, servo
  • Regenerative braking systems (excluding frictional material)

ABS

  • ABS control unit
  • Pump
  • Wheel sensors

Electrical System

  • Starter motor & solenoid (including pre-engagement & bendix drive)
  • Alternator / dynamo
  • Coil regulator
  • Window and sunroof motors
  • Centralised locking
  • Heater fan motor
  • Indicator flasher relay, distributor
  • Front & rear wiper and washer motors
  • Electronic ignition amplifier, horn
  • Immobiliser / alarm, clock
  • Listed switches (windows, sunroof, stalk, heated screens, etc.)

Engine Management

  • Engine electronic control unit (ECU)

Turbocharger

  • Turbo unit

Fuel System

  • Mechanical or electrical fuel pumps (incl. fuel injection pump)
  • Tank sender unit, throttle body, airflow meter
  • Idle control valve, throttle potentiometer
  • Pressure regulator, MAP sensor
  • Pedal and throttle body potentiometer
  • Pressure sensor (incl. fuel rail if not available separately)

Excludes injectors, glow plugs and fuel contamination.

Suspension

  • Coil springs
  • Upper and lower wishbones
  • Ball and swivel joints
  • Suspension arms, tie rod ends
  • Anti-roll bar links
  • Track rod ends (excluding bushes)

Steering

  • Power Assisted Steering
  • Rack and pinion, steering box
  • Power steering rack and pump
  • Steering lock (excluding gaiters)

Cooling System

  • Radiator, oil cooler, water pump
  • Thermostat and thermostat housing
  • Thermostatically controlled radiator fan
  • Heater matrix

Differential

  • All internal mechanical parts
  • Crown wheel and pinion
  • Planet gears and pins, main input
  • Bearings and input seal
  • Output bearings (excluding output seals)

Air Conditioning

  • Air conditioning compressor
  • Re-gassing up to £60 (incl. VAT)

Other

  • Wheel bearings — front and rear
  • Propshaft including universal joints and couplings
  • Casings — covered when damaged by a failed included component
  • Working materials — oils, oil filter and anti-freeze when essential to the repair

What's not covered

  • Pre-existing faults or anything reported in the first 14 days
  • Wear-and-tear items: brake pads, discs, tyres, wiper blades, bulbs
  • Effects of overheating, freezing, abuse or poor repair
  • Cost of diagnosis / testing if no fault is authorised
  • Work carried out before we've authorised the claim
  • Failure to service in line with the manufacturer's guidelines

Ready to protect your car? One simple price, 12 months of cover and a real UK claims team on the phone.

Get cover for £299